:root{
  --red:#ff3131; --red-dark:#e02424; --navy:#1c486f; --navy-dark:#123251;
  --ink:#17212b; --muted:#566373; --line:#e3e8ee; --tint:#f4f7fa; --white:#fff;
  --radius:14px; --shadow:0 1px 2px rgba(16,32,48,.06),0 8px 24px rgba(16,32,48,.07);
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
img,svg{display:block;max-width:100%;height:auto}
a{color:var(--navy)}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem);font-weight:800}
h1 span{color:var(--red)}
h2{font-size:clamp(1.6rem,3vw,2.3rem);font-weight:800}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:8px 14px;z-index:20}
.skip:focus{left:8px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--red);margin-bottom:.8em}
.center{text-align:center;margin-top:40px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4em;padding:14px 24px;border-radius:10px;font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;transition:background .15s,color .15s,border-color .15s,transform .15s;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn:focus-visible{outline:3px solid #ffb4b4;outline-offset:2px}
.btn-sm{padding:10px 18px;font-size:.92rem}
.btn-primary{background:var(--red);color:#fff}
.btn-primary:hover{background:var(--red-dark)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-dark)}
.btn-ghost{background:transparent;color:var(--navy);border-color:#c9d5e1}
.btn-ghost:hover{border-color:var(--navy)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:#eef3f8}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn-outline-light:hover{border-color:#fff}

/* Header */
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:28px;height:72px}
.brand img{width:190px}
.nav{display:flex;gap:24px;margin-left:auto}
.nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
.nav a:hover{color:var(--red)}

/* Hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,#ffe3e3 0,transparent 60%),linear-gradient(180deg,#f6f9fc 0,#fff 100%);padding:80px 0 72px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:56px;align-items:center}
.lead{font-size:1.2rem;color:var(--muted);max-width:36em}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 0}
.proof{list-style:none;padding:0;margin:40px 0 0;display:grid;grid-template-columns:repeat(3,auto);justify-content:start;gap:12px 40px;color:var(--muted);font-size:.95rem}
.proof strong{display:block;font-size:1.5rem;color:var(--navy);line-height:1.2}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:32px}
.hero-card-top{background:linear-gradient(135deg,#fff5f5,#eef4fa);border-radius:16px;display:grid;place-items:center;padding:28px}
.hero-icon{width:130px}
.hero-card-label{margin:24px 0 12px;font-weight:700;color:var(--navy)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips span{background:var(--tint);border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:.9rem;font-weight:600;color:var(--ink)}
.hero-card-foot{margin:20px 0 0;font-size:.9rem;color:var(--muted)}

/* Sections */
.section{padding:88px 0}
.section-tint{background:var(--tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-lead{color:var(--muted);font-size:1.1rem;max-width:40em;margin-bottom:40px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 1px 2px rgba(16,32,48,.04)}
.card p{color:var(--muted);margin:0;font-size:.98rem}
.card-icon{width:46px;height:46px;border-radius:12px;background:#fff0f0;display:grid;place-items:center;margin-bottom:18px}
.card-icon svg{width:24px;height:24px;fill:none;stroke:var(--red);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

.split{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;padding:40px;box-shadow:var(--shadow);scroll-margin-top:90px}
.panel p{color:var(--muted)}
.panel-accent{background:var(--navy);border-color:var(--navy);color:#fff}
.panel-accent p{color:#d6e2ee}
.panel-accent .eyebrow{color:#ff9a9a}
.panel-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.ticks{list-style:none;padding:0;margin:0}
.ticks li{position:relative;padding-left:30px;margin:10px 0;font-weight:600}
.ticks li::before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:50%;background:#e7f0f8 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c486f' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12 4 4 8-8'/%3E%3C/svg%3E") center/12px no-repeat}

.steps{list-style:none;padding:0;margin:40px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.steps li{position:relative;padding:28px;border-radius:var(--radius);border:1px solid var(--line);background:#fff}
.steps p{color:var(--muted);margin:0;font-size:.98rem}
.step-num{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:16px}

.about{display:grid;grid-template-columns:1.3fr 1fr;gap:56px;align-items:center}
.about-copy p{color:var(--muted)}
.about-copy .btn{margin-top:8px}
.about-facts{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.about-facts div{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.about-facts strong{display:block;color:var(--navy);font-size:1.25rem;line-height:1.25}
.about-facts span{color:var(--muted);font-size:.9rem}

.community{display:flex;align-items:center;justify-content:space-between;gap:40px;background:linear-gradient(135deg,#fff5f5,#eef4fa);border:1px solid var(--line);border-radius:22px;padding:48px}
.community p{color:var(--muted);max-width:40em;margin:0}

.cta-band{background:var(--navy);color:#fff;padding:80px 0;text-align:center;background-image:radial-gradient(800px 300px at 50% 0,rgba(255,49,49,.22),transparent 70%)}
.cta-inner p{color:#d6e2ee;font-size:1.1rem}
.cta-band .hero-ctas{justify-content:center}

/* Footer */
.site-footer{background:var(--navy-dark);color:#c5d3e0;padding:56px 0 24px;font-size:.95rem}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{color:#ff9a9a}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;align-items:start}
.footer-brand{display:flex;gap:16px;align-items:flex-start}
.footer-brand img{width:40px;background:#fff;border-radius:10px;padding:6px;box-sizing:content-box}
.footer-name{color:#fff;font-weight:800;font-size:1.1rem;margin:0 0 4px}
.footer-links{display:flex;flex-direction:column;gap:10px}
.footer-contact{display:flex;flex-direction:column;gap:14px}
.social{display:flex;gap:12px}
.social a{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.1);display:grid;place-items:center}
.social a:hover{background:var(--red)}
.social svg{width:20px;height:20px;fill:none;stroke:#fff;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.social .fill{fill:#fff;stroke:none}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:20px}
.footer-bottom p{margin:0;font-size:.85rem}

/* Responsive */
@media (max-width:980px){
  .nav{display:none}
  .header-inner{justify-content:space-between}
  .hero-grid,.about{grid-template-columns:1fr;gap:40px}
  .cards{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .split{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-brand{grid-column:1/-1}
}
@media (max-width:620px){
  body{font-size:16px}
  .header-inner{height:64px}
  .brand img{width:150px}
  .hero{padding:48px 0 52px}
  .section{padding:64px 0}
  .hero-ctas .btn,.panel-ctas .btn{width:100%}
  .cards,.steps,.footer-grid{grid-template-columns:1fr}
  .panel{padding:28px}
  .community{flex-direction:column;align-items:flex-start;padding:32px 24px}
  .community .btn{width:100%}
  .hero-card{padding:22px}
  .hero-card-top{padding:18px}
  .hero-icon{width:80px}
  .proof{gap:12px 20px}
  .proof strong{font-size:1.3rem}
}
@media (max-width:380px){ .btn-sm{padding:8px 12px;font-size:.85rem} .brand img{width:130px} }
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}.btn:hover{transform:none}}
.cards.cards-4{grid-template-columns:repeat(2,1fr);margin-top:32px}
.about{grid-template-columns:1fr;max-width:760px}
.section h2{margin-top:0}
@media (max-width:640px){.cards.cards-4{grid-template-columns:1fr}}